Zelienople USDA Mortgage

The founder, Dettmar Basse, named the town after his daughter who had the nickname “Zelie”

The founder, Dettmar Basse, named the town after his daughter who had the nickname “Zelie”

Founded in 1802,  Zelienople is known for its small town Americana charm.  People who wish to buy a home in Zelienople can do so without the need for a down payment if they can qualify for a USDA loan.

 Zelienople USDA Rural Loan

Qualifying for a USDA loan in Zelienople is similar to qualifying with other types of mortgages with one big exception.  USDA loans have income caps.  If you make too much money, the USDA says “find another program.”

Zelienople USDA Income Limits 

The USDA sets its income restrictions by census data on a County level.  If your Household Income is above the figures listed in the table below, you may still qualify. The USDA does allow for some reductions to the income calculation for medical expenses and child care expenses.

Butler County PA - USDA Income Table
 

Since many of the USDA Loan guidelines are set according to County, visit the Butler County USDA page to learn more specific details about USDA eligible areas and USDA credit guidelines. You can also call us 412-567-6560 or email with any questions.