Crawford County USDA Loan


What areas of Crawford County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Crawford County as geographically eligible for their USDA Rural Development Loan. The largest towns in Crawford County Pennsylvania that are eligible for a USDA loan include Titusville, Cambridge Springs, Conneaut Lakeshore, Pymatuning Central, Cochranton, and the county seat of Meadville. All of Crawford County is geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Crawford County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Crawford County, Pennsylvania

 

Eligible Towns

  • Adamsville

  • Atlantic

  • Blooming Valley

  • Cambridge Springs

  • Centerville

  • Cochranton

  • Conneaut Lake

  • Conneaut Lakeshore

  • Conneautville

  • Espyville

  • Fredericksburg

  • Geneva

  • Guys Mills

  • Harmonsburg

  • Hartstown

  • Hydetown

  • Kerrtown

  • Linesville

  • Meadville

  • Pymatuning Central

  • Riceville

  • Saegertown

  • Spartansburg

  • Springboro

  • Titusville

  • Townville

  • Venango

  • all other towns and areas

Eligible Townships

  • Athens Township

  • Beaver Township

  • Bloomfield Township

  • Cambridge Township

  • Conneaut Township

  • Cussewago Township

  • East Fairfield Township

  • East Fallowfield Township

  • East Mead Township

  • Fairfield Township

  • Greenwood Township

  • Hayfield Township

  • North Shenango Township

  • Oil Creek Township

  • Pine Township

  • Randolph Township

  • Richmond Township

  • Rockdale Township

  • Rome Township

  • Sadsbury Township

  • South Shenango Township

  • Sparta Township

  • Spring Township

  • Steuben Township

  • Summerhill Township

  • Summit Township

  • Troy Township

  • Union Township

  • Venango Township

  • Vernon Township

  • Wayne Township

  • West Fallowfield Township

  • West Mead Township

  • West Shenango Township

  • Woodcock Township

  • all other areas are eligible

 

Note: This list is an indicator of USDA Eligible Areas for Crawford County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Crawford County, Pennsylvania USDA Household Income Limits 

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If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)