Tioga County USDA Loan
What areas of Tioga County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Tioga County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Tioga County, Pennsylvania that are eligible for a USDA Loan include Mansfield, Elkland, Blossburg, and the county seat of Wellsboro.
USDA Eligible Areas in Tioga County, Pennsylvania
all other areas
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Tioga County, Pennsylvania is located in a USDA Eligible Area.
Tioga County USDA Household Income Limits
If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)