Union County USDA Loan


What areas of Union County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Union County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Union County, Pennsylvania that are eligible for a USDA loan include Mifflinburg, Linntown, and the county seat of Lewisburg. All other areas of Union County, Pennsylvania are also eligible for the a USDA Mortgage.


To check to see if a specific home in Union County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Union County,Pennsylvania

 

Eligible Towns

  • Allenwood

  • Bucknell

  • Buffalo Crossroads

  • Cameron

  • Camp Hironimus

  • Central Oak Heights

  • Cherry Run

  • College Park

  • Cowan

  • Dice

  • Dry Valley Crossroads

  • Fairville

  • Forest Hill

  • Glen Iron

  • Hartleton

  • Johnstown

  • Kelly Crossroads

  • Kelly Point

  • Laurel Park

  • Laurelton

  • Lewisburg

  • Linntown

  • Lochiel

  • Mazeppa

  • Mifflinburg

  • Millmont

  • New Berlin

  • New Columbia

  • Old Furnace

  • Pardee

  • Pleasant Grove

  • Rand

  • Red Bank

  • Spring Garden

  • Swengel

  • Tannertown

  • Turtleville

  • Vicksburg

  • Weikert

  • West Lawn

  • West Milton

  • Winfield

  • White Deer

  • White Springs

  • Wildwood

  • all areas of Union County

Eligible Townships

  • Buffalo Township

  • East Buffalo Township

  • Gregg Township

  • Hartley Township

  • Kelly Township

  • Lewis Township

  • Limestone Township

  • Union Township

  • West Buffalo Township

  • White Deer Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Union County, Pennsylvania is located in a USDA Eligible Area.


Union County USDA Household Income Limits 

Income table.png

If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)