Huntingdon County Pennsylvania USDA Loan

What areas of Huntingdon County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Huntingdon County as geographically as eligible for their USDA Rural Development Mortgage Program. The largest towns in Huntington County, Pennsylvania that are eligible for a USDA loan include Mount Union, McConnellstown, and the county seat of Huntingdon. All areas of Huntingdon County are geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Huntingdon County, Pennsylvania is USDA Eligible call 717-745-8380 or email

USDA Eligible Areas in Huntingdon County, Pennsylvania


Eligible Towns

  • Alexandria

  • Allenport

  • Aughwick

  • Bankstown

  • Barneytown

  • Barree

  • Birdville

  • Blacklog

  • Blairs Mills

  • Broad Top

  • Calvin

  • Cassville

  • Cherry Grove

  • Dudley

  • Entriken

  • Hesston

  • Huntingdon

  • James Creek

  • Knightsville

  • Lack

  • Lucy Furnace

  • Maddensville

  • Mapleton Depot

  • McConnellstown

  • Meadow Gap

  • Mill Creek

  • Mount Union

  • Neelyton

  • Nossville

  • Orbisonia

  • Petersburg

  • Pogue

  • Richvale

  • Robertsdale

  • Rockhill Furnace

  • Saltillo

  • Selea

  • Shade Gap

  • Shade Valley

  • Shirleysburg

  • Silver Ford

  • Spruce Creek

  • Tell

  • Three Springs

  • Todd

  • Warriors Mark

  • all other areas

Eligible Townships

  • Barree Township

  • Carbon Township

  • Cass Township

  • Clay Township

  • Cromwell Township

  • Dublin Township

  • Franklin Township

  • Henderson Township

  • Hopewell Township

  • Jackson Township

  • Juniata Township

  • Lincoln Township

  • Logan Township

  • Miller Township

  • Morris Township

  • Oneida Township

  • Penn Township

  • Porter Township

  • Shirley Township

  • Smithfield Township

  • Springfield Township

  • Spruce Creek Township

  • Tell Township

  • Todd Township

  • Union Township

  • Walker Township

  • Warriors Mark Township

  • West Township

  • Wood Township


Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.

Huntingdon County Pennsylvania USDA Household Income Limits 

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If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)