Blair County USDA Loan
What areas of Blair County, Pennsylvania are eligible for USDA Mortgage Program?
Geographically, the majority of Blair County is located in a USDA Eligible area. As expected, the area of Blair County that is not eligible for USDA financing can be found in the populated section along Pleasant Valley Boulevard and west of Interstate 99 that includes the city limits of Altoona.
Just outside the city limits of Altoona, the rest of Blair County becomes USDA eligible. On the western edge of the Altoona metro area, we reach USDA eligible territory just outside of the Penn State Altoona campus. Heading north, we reach USDA eligible areas near Greenwood. On the southern end of the Altoona area, USDA Eligibility starts again just south of the Logan Valley Mall as we head towards Duncansville. Almost all areas east of I-99 are USDA Eligible. Hollidaysburg is completely eligible for the USDA Mortgage Program.
Many people who work in the Altoona area but live just outside the city limits will be able to use the No Down Payment USDA Mortgage Program.
USDA Eligible Areas in Blair County, Pennsylvania
Altoona (outskirts only)
Foot of Ten
North Woodbury Township
any obvious rural areas
Note: This list is an indicator of USDA Eligible Areas for Blair County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If live in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Blair County USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)