Wyoming County Pennsylvania USDA Loan

What areas of Wyoming County, Pennsylvania are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Wyoming County, Pennsylvania as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Wyoming County that are eligible for a USDA Loan include Factoryville, Nicholson, Lake Winola, Noxen, and the county seat of Tunkhannok. All other areas of Wyoming County are also geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Wyoming County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com

USDA Eligible Areas in Wyoming County, Pennsylvania


Eligible Towns

  • Aldovin

  • Avery

  • Bardwell

  • Beaumont

  • Bellasylva

  • Bowman Creek

  • Brookside

  • Carpenter Hollow

  • Center Moreland

  • Cooper Corners

  • Dixon

  • East Lemon

  • Eatonville

  • Evans Falls

  • Falls

  • Factoryville

  • Forkston

  • Hettesheimer Corners

  • Hoban Heights

  • Jenks

  • Jenningsville

  • Kaiserville

  • Kasson Brook

  • Keelersburg

  • Laceyville

  • Lake Carey

  • Lake Winola

  • Lemon

  • Lockville

  • Lovelton

  • Marcy

  • Mehoopany

  • Meshoppen

  • Mill City

  • Myobeach

  • Nicholson

  • North Mehoopany

  • Noxen

  • Osterhout

  • Rocky Forest

  • Rosengrant

  • Ruggles

  • Scottsville

  • Scranton Corners

  • Skinners Eddy

  • South Eaton

  • Starkville

  • Stowell

  • Stull

  • Tunkhannock

  • Vernon

  • Vosburg

  • West Falls

  • West Nicholson

  • Wyoanna

  • all areas of Wyoming County

Eligible Townships

  • Braintrim Township

  • Clinton Township

  • Eaton Township

  • Exeter Township

  • Falls Township

  • Forkston Township

  • Lemon Township

  • Mehoopany Township

  • Meshoppen Township

  • Monroe Township

  • Nicholson Township

  • North Branch Township

  • Northmoreland Township

  • Noxen Township

  • Overfield Township

  • Tunkhannock Township

  • Washington Township

  • Windham Township


Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, fee free to contact us to double check. All of Wyoming County, Pennsylvania is located in a USDA Eligible Area.

Wyoming County USDA Household Income Limits 

Income table.png

If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)