Juniata County Pennsylvania USDA Loan


What areas of Juniata County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Juniata County as geographically eligible for their USDA Rural Development Loan. The largest towns in Juniata County Pennsylvania that are eligible for a USDA loan include McAlisterville, Port Royal, and the county seat of Mifflintown. .


To check to see if a specific home in Juniata County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Juniata County, Pennsylvania

 

Eligible Towns

  • Academia

  • Arch Rock

  • Beale

  • Bunkertown

  • Cocolamus

  • Cuba Mills

  • Denholm

  • Doyles Mills

  • East Salem

  • East Waterford

  • Evendale

  • Fayette

  • Fermanagh

  • Honey Grove

  • Jericho Mills

  • Locust Run

  • Macedonia

  • Maze

  • McAlisterville

  • McCoysville

  • McCullochs Mills

  • Mexico

  • Mifflin

  • Mifflintown

  • Monroe

  • Nook

  • Oakland Mills

  • Old Port

  • Perulack

  • Pleasantview

  • Port Royal

  • Reeds Gap

  • Richfield

  • Seven Pines

  • Spears Grove

  • Spruce Hill

  • Swales

  • Thompsontown

  • Turbett

  • Van Wert

  • Walker

  • Waterloo

  • West Perry

  • Zooks Dam

  • all other areas

Eligible Townships

  • Beale Township

  • Delaware Township

  • Fayette Township

  • Fermanagh Township

  • Greenwood Township

  • Lack Township

  • Milford Township

  • Monroe Township

  • Spruce Hill Township

  • Susquehanna Township

  • Turbett Township

  • Tuscarora Township

  • Walker Township

 

Note: This list is an indicator of USDA Eligible Areas for Juniata County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Juniata County, Pennsylvania is located in a USDA Eligible Area.


Juniata County USDA Household Income Limits 

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If your Income exceeds the figures listed, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)