Clearfield County Pennsylvania USDA Loan


What areas of Clearfield County are eligible for the USDA Mortgage Program?

ALL of Clearfield County is geographically eligible for the USDA Rural Development Loan. The largest towns in Clearfield County, Pennsylvania that eligible for a USDA loan include DuBois, Treasure Lake, Curwensville, Houtzdale, Ramey, and the county seat of Clearfield.

To check to see if a specific home in Clearfield County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Clearfield County, Pennsylvania

 
  • Allport

  • Beccaria

  • Bigler

  • Brisbin

  • Burnside

  • Clearfield

  • Coalport

  • Curwensville

  • Drifting

  • Dubois

  • Du Bois

  • Frenchville

  • Ginter

  • Glen Hope

  • Glen Richey

  • Grampian

  • Grassflat

  • Hawk Run

  • Houtzdale

  • Hyde

  • Irvona

  • Karthaus

  • Kylertown

  • La Jose

  • Lanse

  • Lecontes Mills

  • Luthersburg

  • Madera

  • Mahaffey

  • McGees Mills

  • Mineral Springs

  • Morann

  • Morrisdale

  • Munson

  • New Millport

  • Olanta

  • Osceola Mills

  • Penfield

  • Pottersdale

  • Ramey

  • Rockton

  • Shawville

  • Smithmill

  • Smokerun

  • Troutville

  • Wallaceton

  • West Decatur

  • Westover

  • Winburne

  • Woodland

  • all other areas

Eligible Townships

  • Beccaria Township

  • Bell Township

  • Bigler Township

  • Bloom Township

  • Boggs Township

  • Bradford Township

  • Brady Township

  • Burnside Township

  • Chest Township

  • Cooper Township

  • Covington Township

  • Decatur Township

  • Ferguson Township

  • Girard Township

  • Goshen Township

  • Graham Township

  • Greenwood Township

  • Gulich Township

  • Huston Township

  • Jordan Township

  • Karthaus Township

  • Knox Township

  • Lawrence Township

  • Morris Township

  • Penn Township

  • Pike Township

  • Pine Township

  • Sandy Township

  • Union Township

  • Woodward Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Clearfield County USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)