Susquehanna County USDA Loan


What areas of Susquehanna County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Susquehanna County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Susquehanna County that are eligible for a USDA loan include Forest City, Susquehanna Depot, Hallstead, and the county seat of Montrose.


To check to see if a specific home in Susquehanna County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Susquehanna County Pennsylvania

 

Eligible Towns

  • Forest City

  • Friendsville

  • Great Bend

  • Hallstead

  • Hop Bottom

  • Lanesboro

  • Little Meadows

  • Montrose 

  • New Milford

  • Oakland

  • Susquehanna Depot

  • Thompson

  • Union Dale

  • all other areas

Eligible Townships

  • Apolacon Township

  • Ararat Township

  • Auburn Township

  • Bridgewater Township

  • Brooklyn Township

  • Choconut Township

  • Clifford Township

  • Dimock Township

  • Forest Lake Township

  • Franklin Township

  • Gibson Township

  • Great Bend Township

  • Harford Township

  • Harmony Township

  • Herrick Township

  • Jackson Township

  • Jessup Township

  • Lathrop Township

  • Lenox Township

  • Liberty Township

  • Middletown Township

  • New Milford Township

  • Oakland Township

  • Rush Township

  • Silver Lake Township

  • Springville Township

  • Thompson Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Susquehanna County, Pennsylvania is located in a USDA Eligible Area.


Susquehanna County USDA Household Income Limits 

Income table.png

If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)