Fayette County Pennsylvania USDA Loan
What areas of Fayette County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Fayette County as geographically eligible for their USDA Rural Development Loan, including the largest towns of Uniontown and Connellsville. This is a change from a few years ago when Uniontown and the surrounding area of Hopwood and Oliver were excluded from the program. The new USDA Eligibility Maps have now listed ALL of Fayette County as geographically eligible for the No Down Payment USDA Mortgage Program. If you live anywhere in Fayette County, you are now located in a USDA Eligible area.
USDA Eligible Areas in Fayette County Pennsylvania
USDA Eligible Towns
all other areas
USDA Eligible Townships
Henry Clay Township
Lower Tyrone Township
North Union Township
South Union Township
Upper Tyrone Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Fayette County Pennsylvania USDA Household Income Limits
If your Income figures exceed those listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if this expense exceeds 3% of the household income)