Lebanon County USDA Loan
What areas of Lebanon County are eligible for the USDA Mortgage Program?
The city limits of Lebanon is the only area of Lebanon County that is not geographically eligible for the USDA Rural Development Loan. Almost immediately outside of the Lebanon city limits the rest of Lebanon County becomes eligible for the No Down Payment USDA Mortgage Program. If you live outside of the immediate Lebanon city limits you are most likely in a USDA eligible area.
The largest towns in Lebanon County, Pennsylvania that are eligible for a USDA loan include Palmyra, Annville Township, Cornwall, Campbelltown, and Myerstown.
USDA Eligible Areas in Lebanon County, Pennsylvania
Avon Heights (parts)
Fort Indiantown Gap
Mount Gretna Heights
any obvious rural locations
Cold Spring Township
East Hanover Township
North Annville Township
North Cornwall Township
North Lebanon Township
North Londonderry Township
South Annville Township
South Londonderry Township
Swatara Township Township
Union Township Township
West Cornwall Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Lebanon County USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)