Potter County USDA Loan


What areas of Potter County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Potter County as geographically eligible for their USDA Rural Development Loan program. The largest towns in Potter County, Pennsylvania that are eligible for a USDA loan include Austin, Galeton, Shinglehouse, Ulysses, and the county seat of Coudersport.


To check to see if a specific home in Perry County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com


Potter County Pennsylvania USDA Eligible Areas

 

Eligible Towns

  • Abbott

  • Andrews Settlement

  • Austin

  • Ayers Hill

  • Berge Run

  • Bingham Center

  • Borie

  • Brookland

  • Burrows

  • Chrystal

  • Clara

  • Colesburg

  • Coneville

  • Conrad

  • Corbett

  • Costello

  • Coudersport

  • Cross Fork

  • Denton Hill

  • Durward

  • East Sharon

  • Eleven Mile

  • Ellisburg

  • Elmer

  • Five Points

  • Fox Hill

  • Frinks

  • Galeton

  • Genesee

  • Germania

  • Gold

  • Gravel Lick

  • Hammersley

  • Harmontown

  • Harrison

  • Harrison Valley

  • Hebron

  • Hebron Center

  • Hector

  • Hickox

  • Honeoye

  • Ice Mine

  • Inez

  • Jamison

  • Keating Summit

  • Kibbeville

  • Kinney

  • Knowlton

  • Lewis Corner

  • Logue

  • Loucks Mills

  • Lymansville

  • Millport

  • Mills

  • Mina

  • Newfield

  • Newfield Junction

  • North Bingham

  • North Fork

  • Odin

  • Oleona

  • Olmsted

  • Oswayo

  • Raymond

  • Reynoldstown

  • Roulette

  • Sharon Center

  • Shaytown

  • Short Run

  • Sunderlinville

  • Shinglehouse

  • Sweden Valley

  • Sunnyside

  • Sweden

  • Telescope

  • Ulysses

  • Walton

  • West Bingham

  • West Pike

  • Wharton

  • Williston

  • all other areas are eligible

Eligible Townships

  • Abbott Township

  • Allegany Township

  • Bingham Township

  • Clara Township

  • Eulalia Township

  • Genesee Township

  • Harrison Township

  • Hebron Township

  • Hector Township

  • Homer Township

  • Keating Township

  • Oswayo Township

  • Pike Township

  • Pleasant Valley Township

  • Portage Township

  • Roulette Township

  • Sharon Township

  • Stewardson Township

  • Summit Township

  • Sweden Township

  • Sylvania Township

  • Ulysses Township

  • West Branch Township

  • Wharton Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Potter County, Pennsylvania is located in a USDA Eligible Area.


Potter County Pennsylvania USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)