Cameron County Pennsylvania USDA Mortgage


What portions of Cameron County are eligible for the USDA Mortgage Program?

ALL of Cameron County is geographically eligible for the USDA Rural Development Loan. The largest town in Cameron County Pennsylvania that is eligible for a USDA loan is the county seat of Emporium.

To check to see if a specific home in Cameron County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Cameron County, Pennsylvania

 
  • Emporium

  • Driftwood

  • Prospect Park

  • Beechwood

  • Cameron

  • Castle Garden

  • First Fork

  • Hicks Run

  • Howard Siding

  • Huntley

  • Jericho

  • Lawn View

  • all areas of Cameron County

  • Lockwood

  • Lushbaugh

  • Mix Run

  • Prospect Park

  • Rich Valley

  • Sinnemahoning

  • Sizerville

  • Sterling Run

  • Truman

  • Weber City

  • West Creek

  • Wyside

  • all other areas

 

If you do not see your town listed, you are still in an eligible area. All areas of Cameron County, Pennsylvania are Eligible for the USDA Mortgage Program.


Cameron County USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)