Armstrong County Pennsylvania USDA Mortgage


What areas of Armstrong County are eligible for USDA Mortgage Program?

The USDA has zoned ALL of Armstrong County, Pennsylvania as geographically eligible for their USDA Rural Development Loan. The largest towns in Armstrong County that are eligible for a USDA loan include Ford City, Leechburg, Freeport, Apollo, and the county seat of Kittanning.


To check to see if a specific home in Armstrong County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Armstrong County, Pennsylvania

 
  • Apollo

  • Applewold

  • Atwood

  • Brady's Bend

  • Dayton

  • Elderton

  • Ford City

  • Ford Cliff

  • Freeport

  • Kiskimere

  • Kittanning

  • Leechburg

  • Lenape Heights

  • Manorville

  • North Apollo

  • North Vandergrift

  • Orchard Hills

  • Parker

  • Pleasant View

  • Rural Valley

  • South Bethlehem

  • Spring Church

  • Templeton

  • West Hills

  • West Kittanning

  • Worthington

  • any obvious rural locations

 

Note: This list is an indicator of USDA Eligible Areas for the Armstrong County but does not necessarily include every possible eligible area. If you do not see your town listed, contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area


Armstrong County USDA Household Income Limits 

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If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)