Montour County USDA Loan


What areas of Montour County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Montour County as geographically eligible for their USDA Rural Development Mortgage Program, including the largest town and county seat of Danville. All areas of Montour County are geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Montour County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Montour County, Pennsylvania

 

Eligible Towns

  • California

  • Comly

  • Danville

  • Dieffenbach

  • Exchange

  • Franklin Furnace

  • Kaseville

  • Limestoneville

  • Mausdale

  • Mechanicsville

  • Mexico

  • Mooresburg

  • Oak Grove

  • Ottawa

  • Ridgeville

  • Roaring Creek

  • Schuyler

  • Strawberry Ridge

  • Washingtonville

  • White Hall

  • all other areas

Eligible Townships

  • Anthony Township

  • Cooper Township

  • Derry Township

  • Liberty Township

  • Limestone Township

  • Mahoning Township

  • Mayberry Township

  • Valley Township

  • West Hemlock Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Montour County USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)