Greene County USDA Loan


What areas of Greene County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Greene County as geographically eligible for their USDA Rural Development Loan. The largest towns in Greene County Pennsylvania that are eligible for a USDA loan include Fairdale, Morrisville, and county seat of Waynesburg. All areas of Greene County are geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Greene County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Greene County, Pennsylvania

 

Eligible Towns

  • Bobtown

  • Brave

  • Carmichaels

  • Clarksville

  • Crucible

  • Dry Tavern

  • Fairdale

  • Greensboro

  • Jefferson

  • Mapletown

  • Mather

  • Morrisville

  • Mount Morris

  • Nemacolin

  • New Freeport

  • Rices Landing

  • Rogersville

  • Waynesburg

  • West Waynesburg

  • Wind Ridge

  • all other areas

Eligible Townships

  • Aleppo Township

  • Center Township

  • Cumberland Township

  • Dunkard Township

  • Franklin Township

  • Freeport Township

  • Gilmore Township

  • Gray Township

  • Greene Township

  • Jackson Township

  • Jefferson Township

  • Monongahela Township

  • Morgan Township

  • Morris Township

  • Perry Township

  • Richhill Township

  • Springhill Township

  • Washington Township

  • Wayne Township

  • Whiteley Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Greene County Pennsylvania USDA Household Income Limits 

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If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)