Venango County USDA Loan

What areas of Venango County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Venango County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Venango County, Pennsylvania that are eligible for a USDA loan include Oil CitySugarcreek Borough and the county seat of Franklin. All other areas of Venango County, Pennsylvania are geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Venango County, Pennsylvania is USDA Eligible call 717-745-8380 or email

USDA Eligible Areas in Venango County, Pennsylvania


USDA Eligible Towns

  • Barkleyville

  • Bredinsburg

  • Clintonville

  • Cooperstown

  • Dempseytown

  • Emlenton

  • Fertigs

  • Franklin

  • Hannasville

  • Hasson Heights

  • Kennerdell

  • Oil City

  • Petroleum Center

  • Pleasantville

  • Polk

  • Raymilton

  • Rouseville

  • Seneca

  • Siverly

  • Sugarcreek

  • Utica

  • Venus

  • Woodland Heights

USDA Eligible Townships

  • Allegheny Township

  • Canal Township

  • Cherrytree Township

  • Clinton Township

  • Cornplanter Township

  • Cranberry Township

  • Frenchcreek Township

  • Irwin Township

  • Jackson Township

  • Mineral Township

  • Oakland Township

  • Oil Creek Township

  • Pinegrove Township

  • Plum Township

  • President Township

  • Richland Township

  • Rockland Township

  • Sandycreek Township

  • Scrubgrass Township

  • Victory Township


Note: This list is an indicator of USDA Eligible Areas for Venango County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Venango County, Pennsylvania is located in a USDA Eligible Area.

Venango County USDA Household Income Limits 

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If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)