Snyder County USDA Loan

What areas of Snyder County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Snyder County as geographically eligible for their USDA Rural Development Loan Program. The largest towns in Snyder County, Pennsylvania that are eligible for a USDA loan include Selinsgrove, Shamokin Dam, Hummels Wharf, Kratzerville, and county seat of Middleburg. This is a change from previous USDA Eligibility Maps that had the area on the west bank of the Susquehanna River between Selinsgrove and Shamokin Dam zoned as not eligible for a USDA loan. All areas of Snyder County, Pennsylvania are now geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Snyder County, Pennsylvania is USDA Eligible call 717-745-8380 or email

Snyder County Pennsylvania USDA Eligible Areas


USDA Eligible Towns

  • Beaver Springs

  • Beavertown

  • Freeburg

  • Kratzerville

  • Kreamer

  • McClure

  • Middleburg

  • Mount Pleasant Mills

  • Paxtonville

  • Penns Creek

  • Port Trevorton

  • Richfield

  • Selinsgrove

  • Shamokin Dam

  • Troxelville

  • all other areas

USDA Eligible Townships

  • Adams Township

  • Beaver Township

  • Center Township

  • Chapman Township

  • Franklin Township

  • Jackson Township

  • Middlecreek Township

  • Monroe Township

  • Penn Township

  • Perry Township

  • Spring Township

  • Union Township

  • Washington Township

  • West Beaver Township

  • West Perry Township


Note: This list is an indicator of USDA Eligible Areas for Snyder County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Snyder County, Pennsylvania is located in a USDA Eligible Area.

Snyder County Pennsylvania USDA Household Income Limits 

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If your Income appears to exceed the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)