Warren County USDA Loan
What areas of Warren County are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Warren County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Warren County, Pennsylvania that are eligible for a USDA loan include North Warren, Youngsville, Russell, Sheffield, and the county seat of Warren. All other areas of Warren County, Pennsylvania are also geographically eligible for the No Down Payment USDA Mortgage Program.
USDA Eligible Areas in Warren County, Pennsylvania
all areas of Warren County
Cherry Grove Township
Pine Grove Township
Spring Creek Township
Sugar Grove Township
Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Warren County, Pennsylvania is located in a USDA Eligible Area.
Warren County USDA Household Income Limits
If your Household Income exceeds the figures in this chart, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)