Pike County USDA Loan

What areas of Pike County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Pike County as geographically eligible for their USDA Rural Development Loan. The largest towns in Pike County, Pennsylvania that are eligible for a USDA loan include Saw Creek, Hemlock Farms, Pocono Woodland Lakes, Pine Ridge, Gold Key Lake, Matamoras, and the county seat of Milford.

To check to see if a specific home in Pike County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com

USDA Eligible Areas in Pike County, Pennsylvania


USDA Eligible Towns

  • Baoba

  • Birchwood Lakes

  • Blooming Grove

  • Bohemia

  • Bushkill

  • Conashaugh

  • Conashaugh Lakes

  • Delaware

  • Dingmans Ferry

  • Edgemere

  • Egypt Mills

  • Fawn Lake Forest

  • Forest Lake Park

  • Forest Park

  • Frenchtown

  • Friendly Acres

  • Germantown

  • Glen Eyre

  • Gold Key Lake

  • Greeley

  • Greentown

  • Hemlock Farms

  • Hemlock Grove

  • Indian Point

  • Kimble

  • La Anna

  • Lackawaxen

  • Lackawaxen Township

  • Lake in the Clouds

  • Lake Wallenpaupack Estate

  • Ledgedale

  • Lords Valley

  • Masthope

  • Masthope Rapids

  • Matamoras

  • McCartys Corner

  • Melchris Wood

  • Milford

  • Millrift

  • Panther

  • Parkers Glen

  • Paupack

  • Pecks Pond

  • Pine Flats

  • Pine Ridge

  • Pocono Mountain Lake Estates

  • Pocono Mountain Woodland Lakes

  • Pocono Ranch Lands

  • Pond Eddy

  • Promised Land

  • Quinns Corner

  • Roemersville

  • Rosas

  • Rowland

  • Sagamore Estates

  • Sandyville

  • Saw Creek

  • Shohola

  • Shohola Falls

  • Silver Spring

  • Sky View Lake

  • South Sterling

  • Spencer Corner

  • Sunrise Lake

  • Tafton

  • Tamiment

  • Tanglewood

  • Tanglewood Estate

  • The Escape

  • Twin Lakes

  • Walker Lake

  • Westcolang

  • Westcolang Park

  • Wild Acres

  • Wilsonville

    all other areas are eligible

USDA Eligible Townships

  • Blooming Grove Township

  • Delaware Township

  • Dingman Township

  • Greene Township

  • Lackawaxen Township

  • Lehman Township

  • Milford Township

  • Palmyra Township

  • Porter Township

  • Shohola Township

  • Westfall Township


Note: This list is an indicator of USDA Eligible Areas for Pike County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. All of Pike County, Pennsylvania is located in a USDA Eligible Area.

Pike County Pennsylvania USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)