Bedford County Pennsylvania USDA Loan
What areas of Bedford County, Pennsylvania are eligible for the USDA Mortgage Program?
All residential areas of Bedford County are geographically eligible for the Rural Development Loan. The largest towns in Bedford County, Pennsylvania that are eligible for a USDA loan include Everett, Earlston, Hyndman, and the county seat of Bedford.
USDA Eligible Areas in Bedford County, Pennsylvania
all other areas
Broad Top Township
Cumberland Valley Township
East Providence Township
East St. Clair Township
Snake Spring Township
South Woodbury Township
West Providence Township
West St. Clair Township
Note: This list is an indicator of USDA Eligible Areas for Bedford County, Pennsylvania but does not necessarily include every possible town. All of Bedford County, Pennsylvania is located in a USDA Eligible Area.
Bedford County USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)