Bradford County Pennsylvania USDA Loan
What areas of Bradford County, Pennsylvania are eligible for the USDA Mortgage Program?
The USDA has zoned ALL of Bradford County as geographically eligible for their USDA Rural Development Loan, including the largest towns of Sayre, Athens, Canton, Troy and the county seat of Towanda. All of Bradford County is geographically eligible for the No Down Payment USDA Mortgage Program.
USDA Eligible Areas in Bradford County, Pennsylvania
all other areas are eligible
North Towanda Township
South Creek Township
Standing Stone Township
West Burlington Township
Note: This list is an indicator of USDA Eligible Areas for Bradford County but does not necessarily include every possible eligible area. All of Bradford County is geographically eligible for a USDA mortgage.
Bradford County USDA Household Income Limits
The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)