Butler County USDA Loan


What areas of Butler County, Pennsylvania are eligible for the USDA Mortgage Program?

The USDA made the area of Butler County a nice convenient square. If you outside of this square, you are in an Eligible Area.

Most of Butler County is an area that is geographically eligible for the No Down Payment USDA Mortgage Program. The only areas of Butler County that are not eligible for USDA Mortgage financing are in the immediate Butler area itself and over in Cranberry Township on the I-79 corridor.  Once you get north of Cranberry Township on I-79 the County opens up as USDA Eligible. Butler itself and some surrounding communities next to Butler such as Oak Hills, Meadowood, and Meridian are excluded from USDA eligibility due to their population density, however, once we travel north of Route 422, the County is classified as USDA eligible again.

Some of the the larger towns in Butler County that are in a USDA Eligible area include Zelienople, Seven Fields, Mars, Evans City, and Slippery Rock.


To check to see if a specific home in Butler County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Butler County, Pennsylvania

 
  • Adams Township

  • Callery

  • Downieville

  • Mars

  • Myoma

  • Thielman Crossroads

  • Valencia

  • Allegheny Township

  • Sandy Point

  • Sedwicks Mill

  • Six Points

  • Brady Township

  • Crolls Mills

  • Elora

  • Hallston

  • Slippery Rock Park

  • West Liberty

  • Buffalo Township

  • Briker Crossroads

  • Butler Junction

  • Coal Hollow

  • Ekastown

  • Kepples

  • Laneville

  • Lernerville

  • Lindsay

  • Monroe

  • Nolf Corners

  • Sarverville

  • Silverville

  • Sandy Lick

  • Schuster Heights

  • Winfield Junction

  • Center Township

  • Fisher Heights

  • Jamisonville

  • Northview

  • Oneida

  • Shanor Heights

  • Timberly Heights

  • Unionville

  • Windward Heights

  • Cherry Township

  • Annandale

  • Bovard

  • Coal Town

  • Five Points

  • Moniteau

  • Clay Township

  • Euclid

  • Claytonia

  • Muddy Creek

  • Queen Junction

  • Sherwin

  • West Sunbury

  • Clearfield Township

  • Coyleville

  • Fenelton

  • Clinton Township

  • Clinton

  • Cunningham

  • Houseville

  • Ivywood

  • Lardintown

  • Concord Township

  • Greece City

  • Hilldale

  • Hooker

  • Troutman

  • Connoquenessing Township

  • Camp Lutherlyn

  • Connoquenessing

  • Mount Chestnut Springs

  • Petersville

  • Whitestown

  • Cranberry Township

  • Hendersonville (parts)

  • Seven Fields

  • areas East of Franklin Road

  • areas North of Glen Eden Road

  • Donegal Township

  • Chicora

  • Rattigan

  • St Joe

  • Fairview Township

  • Buena Vista

  • Fairview

  • Haysville

  • Karns City

  • Kepples Corners

  • Petrolia

  • Forward Township

  • Buhls Station

  • Evans City

  • Ribold

  • Wahlville

  • Watters

  • Zeno

  • Franklin Township

  • Hickory Corner

  • Mount Chestnut

  • Prospect

  • Jackson Township

  • Eidenau

  • Evans City

  • Harmony

  • Harmony Junction

  • Zelienople

  • Jefferson Township

  • Frazier Mill

  • Great Belt

  • Hannahstown

  • Jefferson Center

  • Saxonburg

  • West Saxonburg

  • Lancaster Township

  • Middle Lancaster

  • Marion Township

  • Atwells Crossing

  • Boyers

  • Murrinsville

  • Mercer Township

  • Carter

  • Forrestville

  • Harrisville

  • Middlesex Township

  • Cooperstown

  • Glade Mills

  • McFann

  • Muddy Creek Township

  • Portersville

  • Shawood Park

  • Oakland Township

  • Boydstown

  • North Oakland

  • Woodbine

  • Parker Township

  • Bruin

  • Eldorado

  • Walley Mill

  • Penn Township

  • McBride

  • Meharg

  • Renfrew

  • Rockdale

  • Slippery Rock Township

  • Adams Corner

  • Armstrong

  • Branchton

  • Christleys Mills

  • Currys Mills

  • Dougherty's Mills

  • Keisters

  • Redmond

  • Slippery Rock

  • Wick

  • Summit Township

  • Bonnie Brook

  • Brinker

  • Carbon Center

  • East Butler

  • Herman

  • Vogleyville

  • Wadsworth

  • Venango Township

  • Cherry Valley

  • Eau Claire

  • Higgins Corner

  • Keenan

  • Washington Township

  • Annisville

  • Argentine

  • Hilliards

  • North Washington

  • Parsonville

  • Peaceful Valley

  • Whiskerville

  • Winfield Township

  • Cabot

  • Dennys Mills

  • Knox Chapel

  • Leasureville

  • Marwood

  • West Winfield

  • Worth Township

  • Jacksville

  • Moores Corners

 

Note: This list is an indicator of USDA Eligible Areas for Butler County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Butler County USDA Household Income Limits 

Income table.png

If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)