Butler County USDA Loan
What areas of Butler County, Pennsylvania are eligible for the USDA Mortgage Program?
Most of Butler County is an area that is geographically eligible for the No Down Payment USDA Mortgage Program. The only areas of Butler County that are not eligible for USDA Mortgage financing are in the immediate Butler area itself and over in Cranberry Township on the I-79 corridor. Once you get north of Cranberry Township on I-79 the County opens up as USDA Eligible. Butler itself and some surrounding communities next to Butler such as Oak Hills, Meadowood, and Meridian are excluded from USDA eligibility due to their population density, however, once we travel north of Route 422, the County is classified as USDA eligible again.
Some of the the larger towns in Butler County that are in a USDA Eligible area include Zelienople, Seven Fields, Mars, Evans City, and Slippery Rock.
USDA Eligible Areas in Butler County, Pennsylvania
Slippery Rock Park
Mount Chestnut Springs
areas East of Franklin Road
areas North of Glen Eden Road
Muddy Creek Township
Slippery Rock Township
Note: This list is an indicator of USDA Eligible Areas for Butler County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.
Butler County USDA Household Income Limits
If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.
Deductions to reduce your USDA Household Income Calculation
$480 for each minor child living in the household
$480 for any student living in the household who is not on the mortgage application
$400 for each disabled household member who is not on the mortgage application
Documented Child Care Expenses for household members under the age of 13
Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)