Jefferson County Pennsylvania USDA Loan


What areas of Jefferson County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Jefferson County as geographically eligible for their USDA Rural Development Mortgage Program. The largest towns in Jefferson County, Pennsylvania that are eligible for a USDA loan include Punxsutawny, Brockway, Reynoldsville, and the county seat of Brookville. All areas of Jefferson County are geographically eligible for the No Down Payment USDA Mortgage Program.

To check to see if a specific home in Jefferson County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com



USDA Eligible Areas in Jefferson County, Pennsylvania

 

Eligible Towns

  • Anita

  • Big Run

  • Brockway

  • Brookville

  • Coolspring

  • Corsica

  • De Lancey

  • Falls Creek

  • Frostburg

  • Hamilton

  • Hazen

  • Juneau

  • Knox Dale

  • Oliveburg

  • Punxsutawney

  • Reynoldsville

  • Ringgold

  • Sigel

  • Sprankle Mills

  • Stump Creek

  • Summerville

  • Sykesville

  • Timblin

  • Valier

  • Walston

  • Worthville

  • all other areas

Eligible Townships

  • Barnett Township

  • Beaver Township

  • Bell Township

  • Clover Township

  • Eldred Township

  • Gaskill Township

  • Heath Township

  • Henderson Township

  • Knox Township

  • McCalmont Township

  • Oliver Township

  • Perry Township

  • Pine Creek Township

  • Polk Township

  • Porter Township

  • Ringgold Township

  • Rose Township

  • Snyder Township

  • Union Township

  • Warsaw Township

  • Washington Township

  • Winslow Township

  • Young Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to call us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Jefferson County Pennsylvania USDA Household Income Limits 

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If your Income exceeds the figures listed here, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)