Mifflin County Pennsylvania USDA Loan


What areas of Mifflin County are eligible for the USDA Mortgage Program?

The USDA has zoned ALL of Mifflin County as geographically eligible for their USDA Rural Development Loan program. The largest towns in Mifflin County, Pennsylvania that are eligible for a USDA loan include Burnham, Belleville, Church Hill, Milroy, Highland Park, Yeagertown and county seat of Lewistown.

To check to see if a specific home in Mifflin County, Pennsylvania is USDA Eligible call 717-745-8380 or email USDA@keystonehomefinance.com

USDA Eligible Areas in Mifflin County, Pennsylvania

 

Eligible Towns

  • Alexander Springs

  • Alfarata

  • Allensville

  • Anderson

  • Atkinson Mills

  • Barrville

  • Belleville

  • Belltown

  • Burnham

  • Church Hill

  • Cedar Hill

  • Colonial Hills

  • Decatur

  • Fairview

  • Garden View

  • Granville

  • Hawstone

  • Highland Park

  • Honey

  • Honey Creek

  • Horningford

  • Juniata Terrace

  • Kishacoquillas

  • Kistler

  • Klondyke

  • Knobville

  • Lewistown

  • Lewistown Junction

  • Little Kansas

  • Locke Mills

  • Lockport

  • Longfellow

  • Lucy Furnace

  • Lumber City

  • Maitland

  • Mattawana

  • McVeytown

  • Mechanicsville

  • Menno

  • Milroy

  • Mount Rock

  • Mount Pleasant

  • Naginey

  • Newton Hamilton

  • Paintersville

  • Pine Glen

  • Rager Summit

  • Reedsville

  • Rockville

  • Roseann

  • Ryde

  • Shawnee

  • Shindle

  • Shrader

  • Siglerville

  • Silver Ford Heights

  • Snook

  • Soradoville

  • Strodes Mills

  • Union Mills

  • Vineyard

  • Vira

  • Wagner

  • Woodland

  • Yeagertown

  • all other areas

Eligible Townships

  • Armagh Township

  • Bratton Township

  • Brown Township

  • Decatur Township

  • Derry Township

  • Granville Township

  • Menno Township

  • Oliver Township

  • Union Township

  • Wayne Township

 

Note: This list is an indicator of USDA Eligible Areas for the County but does not necessarily include every possible eligible area. If you do not see your town listed, feel free to contact us to double check. If you are in a rural area and do not see your town listed above, you are in a USDA Eligible Area.


Mifflin County USDA Household Income Limits 

Income table.png

If your Income exceeds the listed figures, you may still qualify. The USDA allows for several deductions which may allow your Household Income to fit within their Maximum Adjusted Income Guidelines.   

Deductions to reduce your USDA Household Income Calculation

 
  • $480 for each minor child living in the household

  • $480 for any student living in the household who is not on the mortgage application

  • $400 for each disabled household member who is not on the mortgage application

  • Documented Child Care Expenses for household members under the age of 13

  • Documented Medical/Disability Expenses for household members age 62 or older (this deduction is allowable if the expense exceeds 3% of the household income)